Abdullaev Altinbek Yangibayevich
Doctor of sciences, professor, professor of Samarkand Institute of economics and service, Uzbekistan, email: oltinbek60@gmail.com
Abdullaeva Guzal Altinbekna
Independent Researcher, Tashkent State University of Economics, Uzbekistan, email: guzalabdullayeva88@gmail.com
Abstract
: It is necessary to study methods of assessing the risk of economic security based on increasing the level of financial stability of the bank. The purpose of the article is to solve the scientific problem of improving the methodological apparatus in the field of assessing the risk of economic security of banks in Uzbekistan. Methods and techniques of probability theory and mathematical statistics, as well as econometric modeling are used in the development of this problem. The article examines the probability of an event that the calculations of a complex model for assessing the risk of economic security, which is characterized by high accuracy, a long horizon of forecasting and, at the same time, allows you to take into account the specifics of the bank's activities. Along with other criteria, the factors of the developed model for the first time include a criterion characterizing the bank's loan portfolio. Conclusions: In recent years, the bank's economic security risk assessment in Uzbekistan has shown an upward trend, which is evidenced by methodological recommendations on the use of a comprehensive model for assessing the bank's economic security risk in order to monitor the risk of economic security and reduce it by affecting the indicators of the proposed model, and according to the results of the study, appropriate forward-looking recommendations and proposals have been prepared for decision makers, it is necessary to take into account the adjustment of the bank's banking services. Improvements: This study attempts to create a system of indicators to assess the risk of economic security of the bank. In addition, an empirical study of the risk assessment of the economic security of the bank and the banking services sector is being conducted. Based on empirical research, proposals are put forward from the point of view of the existing form of banking services and the use of information technology in order to determine the risk of economic security of the bank and optimize the structure of banking services.
Keywords:
:probability of a crisis situation, crisis process, risk forecasting, economic security, financial stability, logistic models, economic instability.
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